Not only do investors know what to bet on in FinTech.
Well, but they know what they will invest in. So their predictions are worth watching.
Recently I mentioned what Andreessen Horowitz has to say on the subject.
Today I took a look at what Y Combinator says.
Because as one of the best startup accelerators in the world (and certainly the most well-known), it rather knows what it is saying.
So let’s see what we find in their Request for Startups for 2025.
1/ Fintech 2.0
“We believe this is the perfect time to start a new generation of financial technology companies built on top of the infrastructure now available. We would like to see ideas around insurance, investment banking, wealth management, international payments and more.”
Nothing to add, nothing to take away. Definitely yes!
Although let’s not kid ourselves…. this description is so general that most of today’s fintechs fall under it. In short: FinTech is back in favor. 💪
2/ Stablecoins 2.0
“We are especially interested in hearing about ideas that target businesses, helping them to hold and manage stables and also services that make it easy for developers to integrate with them.”
There’s no pretending this isn’t happening. Stablecoins are going to be a big deal. You can hear it from all sides. And this trend is just getting stronger and stronger.
3/ Software for government
So somewhat loosely related to FinTech, but still a bit so, because RegTech or LegalTech nevertheless has a lot in common with FinTech.
And supposedly one Palantir alone will not handle all the administration. There is room for more players.
“building AI software to automate work done by the government would both reduce spending and make the government more efficient”.
4/ Public security
As with administration, here too we have a strong link to FinTech, as security and finance must always go hand in hand, however.
“We are especially interested in hearing from you if you’re working on these ideas: Advanced Computer Vision, Emergency Response Enhancements, Community Safety Tools, Efficient Law Enforcement Technologies.”
In general, I would say: all cybersecurity. In all respects.
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How does all this look to you? Because to me personally, like something I would be willing to bet on myself in the near future.
So to quote from Y Combinator: “Now is the best time in history to be a builder.”
